Terms & Conditions Winjaya88 —
Malaysia Betting Platform Rules

These Terms and Conditions constitute a legally binding agreement between you as the user and Winjaya88 as the platform operator. By completing the registration process, making your first deposit, or simply accessing this website, you acknowledge that you have read, understood, and agreed to comply with all provisions in this document.

Winjaya88 reserves the right to modify, add, or amend any part of these terms at any time without prior notice. It is your responsibility to review this page periodically to ensure you are always up to date with the latest version of the terms in effect.

Winjaya88's services are restricted to individuals who meet the following criteria:

• Aged 18 years of age or older on the date of registration.
• A Malaysian citizen or legal resident of Malaysia.
• Not appearing on any self-exclusion list submitted to Winjaya88.
• Do not register on behalf of another person or business entity.
• Not acting as an agent, broker, or representative of any third party when using the platform.

Winjaya88 reserves the right to request proof of age and identity at any time. Accounts that fail to provide satisfactory verification documents within the stipulated period may be suspended or terminated until verification is complete.

Each individual is only permitted to hold one (1) account only at Winjaya88. Holding more than one account — whether directly or through another person using the same name, phone number, email address, or IP address — is strictly prohibited and considered fraudulent.

During registration, you are required to provide accurate, complete, and up-to-date information. This includes your full name as per your identification document, an active mobile number, and valid bank or e-wallet details for withdrawal purposes.

• The name registered must match the name on the bank account or e-wallet used for withdrawals.
• Winjaya88 reserves the right to require identity verification before processing any withdrawal.
• Any changes to account information must be reported to the Winjaya88 support team for verification.
• You are solely responsible for all activities that occur under your account.

Winjaya88 accepts deposits via the following approved payment methods for the Malaysian market:

• Touch 'n Go eWallet — Minimum deposit RM10, instant credit
• GrabPay — Minimum deposit RM10, instant credit
• Boost eWallet — Minimum deposit RM10, instant credit
• ShopeePay — Minimum deposit RM10, instant credit
• DuitNow — Minimum deposit RM10, credited within 5 minutes
• FPX Maybank2u — Minimum deposit RM20, credited within 5 minutes
• FPX CIMB Clicks — Minimum deposit RM20, credited within 5 minutes

All deposits must come from an account in your own name. Winjaya88 does not accept third-party deposits. Should a deposit be received from an unrecognised source, Winjaya88 reserves the right to return the funds and suspend the account pending investigation.

Withdrawals at Winjaya88 are processed in accordance with the following policy:

• Minimum withdrawal: RM30 per transaction.
• Withdrawals are processed within 30 minutes once the request has been approved for fully verified accounts.
• The first withdrawal from any account may require additional identity verification and can take up to 24 hours to process.
• The withdrawal method must match the deposit method used, or be a bank account held in the same name as the Winjaya88 account.
• Daily withdrawal limits depend on your membership tier — standard members up to RM10,000 per day, Platinum VIP members up to RM50,000 per day.

If your account has an active bonus balance that has not yet met the wagering requirements, withdrawals will not be processed until those requirements are fulfilled or the bonus is voluntarily forfeited.

Winjaya88 offers a variety of bonuses and promotions to its members. All bonuses are subject to the specific terms and conditions stated in each promotional offer. The general conditions applicable to all bonuses are as follows:

• Each bonus has wagering requirements (rollover) that must be met before a withdrawal is permitted. Wagering requirements typically range from 5x to 30x depending on the type of bonus.
• The welcome bonus may only be claimed once only per account, phone number, IP address, and device.
• Bonuses may not be used on excluded games as specified in the relevant promotion's terms.
• Winjaya88 reserves the right to void bonuses if there are signs of abuse, including but not limited to the use of multiple accounts, opposing bets, or coupon fraud.
• The validity period of each bonus is as specified in the terms of the respective promotion. Expired bonuses will be automatically removed.

For the latest information on Winjaya88 promotions, please visit the Promotions us.

All betting activities on Winjaya88 are subject to the following rules:

• Minimum and maximum bet limits for each game are set by Winjaya88 and the game provider, and may vary by game and membership tier.
• All game results are final once a round or bet is completed. No appeals will be entertained regarding technical game outcomes.
• In the event of a technical disruption during an active game, Winjaya88 will apply the recovery policy established by the game provider.
• For Sports Betting, all bets are considered valid based on the time they are accepted by the system. Any subsequent changes to odds do not affect bets that have already been placed.
• Betting on Malaysia Super League, EPL, badminton, e-sports, and other sports is subject to the respective sport's rules as stated in the sports section of the Winjaya88 platform.

Winjaya88 maintains a strict zero-tolerance policy against fraud and platform abuse. The following activities are strictly prohibited and may result in immediate account termination and forfeiture of all funds:

• Owning or operating more than one account (multi-accounting).
• Using automated software, bots, or any technical tools to gain an unfair advantage.
• Colluding with other players to manipulate game outcomes.
• Exploiting bugs or technical errors in the system for personal gain.
• Arbitrage betting across multiple accounts or platforms.
• Money laundering or using the Winjaya88 platform for any illegal activity.
• Sharing your account credentials with a third party or allowing another person to use your account.

Winjaya88 reserves the right to suspend or terminate your account under the following circumstances:

• Violation of any section of these Terms & Conditions.
• Identity verification failed or incomplete information not provided within the stipulated timeframe.
• Suspicious activity or signs of fraud are detected by Winjaya88's monitoring system.
• A self-exclusion request submitted by the account holder.
• Instructions from relevant lawful authorities.

If an account is terminated due to a breach of terms, Winjaya88 reserves the right to forfeit the account balance and any associated winnings. If termination occurs at your own request and no breach has taken place, the net balance (after deducting any active bonuses) will be returned to you within 7 business days.

You may also request to voluntarily close your account by contacting the Winjaya88 support team via email at support@winjaya88.bet.

Winjaya88 takes the privacy and security of your personal data seriously. All data collected during registration and use of the platform is governed by Privacy Policy which forms part of these terms.

In brief, Winjaya88 collects your personal data for the following purposes:

• Manage and secure your account.
• Financial transaction processing and identity verification.
• Compliance with applicable legal and regulatory requirements.
• Service improvements and enhanced user experience.
• Communications relating to promotions and offers (you may opt out at any time).

Winjaya88 will not sell, transfer, or disclose your personal data to third parties except as stated in our Privacy Policy or as required by law.

Winjaya88 is fully committed to the principles of responsible gaming. Our platform is designed to provide entertainment, not to cause financial hardship or mental health issues for our players.

The responsible gambling tools provided by Winjaya88 include:

• Deposit Limit — Set daily, weekly, or monthly deposit limits on your account.
• Loss Limit — Set a cap on the maximum amount you can lose within a given period.
• Session Time Limits — Set a limit on how long you can play in a single session.
• Temporary Break — Suspend your account for anywhere between 24 hours and 30 days.
• Self-Exclusion — Permanently close your account for a set period or indefinitely.

For more information and support resources, please visit our Responsible Gaming us. If you feel that gambling has negatively affected your life, please contact the Winjaya88 support team for immediate assistance and guidance.

Winjaya88 reserves the right to amend, add to, or replace any part of these Terms & Conditions at any time. Amendments take effect immediately upon publication on this website. Notice of material changes will be communicated via email or in-platform notification to all registered Winjaya88 members.

These Terms and Conditions and all disputes arising from them are governed by the laws of Malaysia. Any dispute that cannot be resolved through negotiation will be referred to the relevant courts of jurisdiction in Malaysia.